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Licensed Service Provider
for Company Formations and
Corporate Services, since 1998

Fintech Licensing across crypto, payments, funds and money services

From jurisdiction strategy and licence selection to banking and ongoing compliance, our team delivers across EU, Switzerland and North America as one coordinated engagement under fixed-fee packages.

#1 Most Popular
🇨🇦Canada · FINTRAC
Canada MSB Registration
Crypto, forex, remittance and payments under one FINTRAC registration.
Timeline
From 2 weeks
From
€20,000
View Details →

#2 Most Popular
🇨🇭Switzerland · SRO
Switzerland SRO Crypto
Banking-grade Swiss reputation. Fiat and crypto under one AMLA regime.
Timeline
From 3 months
From
€25,000
View Details →

Full Coverage🇪🇺EU (MiCA, EMI, PI, AIFM, ECSP)·🇨🇭Switzerland (VASP / SRO)·🇨🇦Canada (MSB)·🇺🇸USA (Montana MSB)·iGaming (B2B / B2C)
Since 1998
Trusted licensing partner
Single Project Team
Legal · Compliance · Banking
EU Passporting
Reach 30+ EEA countries
EU · CH · CA · US
Active regulator relationships
Find Your Setup

Which licence setup matches your business?

Most fintech operators think in business models, not regulatory frameworks. The six setups below cover the patterns we deliver most often, each mapped to the licence or licence stack it requires. Real-world setups often combine authorisations: an asset manager running a crowdfunding platform may combine AIFM with ECSP, a multi-region remittance operator typically combines Canada MSB with Switzerland SRO. Our project team is available to review your business model and recommend the appropriate combination of authorisations across the jurisdictions we cover.

Crypto Exchange
Fiat + Crypto
Spot exchange handling both crypto trades and fiat on/off ramps. Switzerland and Canada offer single-licence routes covering both sides.
Crypto-Only Platform
No Fiat
Crypto-to-crypto exchange, wallet service or token issuer without fiat ramps. A single crypto authorization is sufficient. Speed varies sharply by route.
Remittance & FX
Multi-Region
International money transfer or forex trading platform serving multiple regions. FATF alignment and speed-to-market are the deciding factors.
Payment Processor
E-Money / PSP
Card issuing, payment processing or IBAN accounts under PSD2 across the EEA. Full pan-EU passporting from a single national authorization.
Recommended
Fund Manager
Hedge / PE
Manage alternative funds (hedge, private equity, real estate, crypto) under AIFMD. Sub-threshold registration available for managers below €100M AUM.
Recommended
Crowdfunding Platform
Investment / Lending
Investment-based or lending-based crowdfunding platform under the harmonized EU ECSP framework. Single authorization covers all 27 EU member states.
Recommended

Building something different or unsure which setup fits? Share your business model with us and our project team will review your case and recommend a tailored setup.


Full Catalog

Complete fintech licence catalog

The full catalog of fintech licences we deliver, grouped by service category, jurisdiction and entry-level pricing. Each row links to a dedicated page with full pricing tiers, regulatory framework, country options, timelines and direct contact. Rows highlighted with a soft pink wash and a star are our most-requested routes, typically chosen for speed-to-market, banking access and FATF alignment. The catalog reflects current fees and capital requirements across all jurisdictions we cover, from EU member states under MiCA, MiFID and PSD2 to Switzerland, Canada and the United States.

Category Licence Region Best for From
Crypto Switzerland SRO MembershipAMLA-regulated under FINMA oversight 🇨🇭Switzerland Best for crypto exchanges needing Swiss banking access and fiat plus crypto under one regime. €25,000 View »
MSB Canada MSB LicenceFINTRAC-regulated registration 🇨🇦Canada Best for fast go-live and FATF-aligned crypto, forex or remittance operations. €20,000 View »
Crypto MiCA CASP LicenceEU-wide CASP authorization (NCA) 🇪🇺EU-wide Best for crypto operators wanting pan-EU passporting from a single authorization. €80,000 View »
Payments EMI LicenceElectronic Money Institution (PSD2 + EMD2) 🇪🇺EU-wide Best for payment processors and e-money issuers serving 30+ EEA countries. €80,000 View »
Payments Payment Institution (PI)PSD2 payment services 🇪🇺EU-wide Best for payment service providers not issuing e-money. Lighter requirements than EMI. €60,000 View »
Funds AIFM LicenceAlternative Investment Fund Manager (AIFMD) 🇪🇺EU-wide Best for hedge, PE, real estate or crypto fund managers needing pan-EU marketing rights. €50,000 View »
Funds ECSP CrowdfundingEuropean Crowdfunding Service Provider 🇪🇺EU-wide Best for investment-based or lending-based crowdfunding platforms across the EU. €50,000 View »
MSB USA Montana MSBState money transmitter licence 🇺🇸USA (Montana) Best for US-facing crypto and remittance operators wanting state-level authorization. €15,000 View »
Gaming Estonia Gambling LicenceOnline casino remote gambling licence 🇪🇺EU-wide Best for online casino operators seeking an EU-licensed remote gambling base. €30,000 View »
Gaming iGaming LicenceOnline gaming authorization (B2B / B2C) 🇪🇪🇲🇹🇨🇾🇬🇧🇧🇿🇰🇲EE / MT / CY / UK / BZ / AN Best for casino, sports betting and platform operators serving international markets. Available on request Contact »

★ marks our most-requested routes. Pricing reflects entry-level package starting points. Full programs vary by jurisdiction, scope and substance setup. Need a custom or different licence? Contact us »


How We Deliver

A five-step process delivered by a single project team

Every fintech licensing project we deliver follows the same five-step structure, regardless of which licence or jurisdiction is involved. Each step has a defined deliverable, a fixed boundary, a clear regulator interaction and a single point of accountability inside our project team. The structure keeps timelines predictable, makes scope changes visible, prevents handoff gaps between specialists and ensures you always know what is happening next, what we are working on and what is required from your side to keep the project moving forward on schedule.

01
Discovery & Assessment
Initial review of your business model, target markets, capital structure and timing. We map your activity to the right licence categories and define a scoped project plan.
02
Jurisdiction Recommendation
We recommend the optimal jurisdiction(s) considering tax position, banking access, substance requirements, regulator approach and your operational footprint across our coverage area.
03
Entity & Substance Setup
Local entity incorporation, directors, registered office, AML personnel and initial banking introductions arranged ahead of the licence application filing.
04
Application & Regulator
Local legal teams prepare the full application pack, manage NCA correspondence, address regulator questions and coordinate with banking, IT and substance providers.
05
Go-Live & Compliance
Authorization, operational handover and ongoing AML/CFT framework operation. MLRO, Compliance Officer and regulatory reporting available where contracted.
Ready to Start?
Get a preliminary licence recommendation and indicative timeline.

Client Testimonials

What our clients say about working with us

Fintech founders, compliance teams and corporate counsel from across our coverage area share their experience working with our project team. The selection below covers our three most common engagement types: a Switzerland SRO route for a crypto exchange, a Canada MSB fast-go-live for a US-facing payments platform, and an EU MiCA CASP authorization across multiple Baltic jurisdictions. Names have been initialized at client request and full reference contacts are available on a confidential basis under NDA.

“
The team mapped our crypto-exchange model to a Switzerland SRO route in the first call and delivered VQF membership in under four months. Communication was direct and the fixed-fee structure removed any budget surprises.
DK
D. Karlsson
CEO, Crypto Exchange Platform
“
We needed a Canada MSB live in three weeks for a US partnership. The ready-made entity option got us operational in fourteen days with full FINTRAC registration and compliance documentation in place.
MR
M. Rivera
Founder, Cross-Border Payments
“
Their MiCA CASP application strategy across Lithuania and Latvia was the most thorough we received. Documentation, capital planning and NCA engagement all handled by one team. We chose Latvia for the tax structure and it shipped on schedule.
JB
J. Brennan
General Counsel, Fintech Group

Client names initialized for confidentiality. Full reference contacts available on request under NDA.


Frequently Asked Questions

Common questions on fintech licensing

The questions below cover the most common decision points for international fintech operators choosing among licensing routes across our coverage area. Topics include licence selection, multi-jurisdiction strategies, timelines, costs, EU passporting, ongoing compliance, ready-made entities and operational setup. For licence-specific detail beyond what is covered here, each dedicated jurisdiction page goes deeper into regulatory framework, documentation, capital, substance and package structure. Cannot find your question? Reach out via the contact form and our team will respond directly.

Which fintech licence do I actually need?

It depends on what your business does. Crypto-asset services point to MiCA CASP, Switzerland SRO or Canada MSB. Fiat payment accounts and e-money issuance need EMI or PI. Investment fund management needs AIFM. Crowdfunding platforms need ECSP. International remittance fits MSB licences. Our project team can review your business model and recommend the right licence category.

Can you cover multi-jurisdiction strategies?

Yes. We frequently combine licences across our coverage area. Common stacks include Canada MSB plus Switzerland SRO for crypto operators, MiCA CASP plus EMI for crypto-fiat platforms, and AIFM plus ECSP for asset managers running crowdfunding alongside funds. Multi-jurisdiction projects are scoped and quoted as a single engagement.

How fast can I go live?

Speed varies by licence and jurisdiction. Canada MSB ready-made entities can go live in 2 weeks. Switzerland SRO membership runs from 3 months. EU MiCA CASP, EMI and AIFM authorizations typically take 6 to 10 months. Contact us for a timeline tailored to your scope.

What is the lowest-cost entry point?

Canada MSB has no minimum regulatory capital and starts at €20,000 in setup. Switzerland uses CHF 20,000 GmbH share capital with packages from €25,000. For EU passporting at the lowest cost, Baltic AIFM sub-threshold registration starts from €50,000 with €15,000 in regulatory capital.

Which licences provide EU passporting?

MiCA CASP (crypto), EMI (e-money), PI (payment services), AIFM (alternative funds) and ECSP (crowdfunding) all carry passporting rights across EU member states from a single national authorization. Non-EU licences such as Canada MSB or Switzerland SRO do not include EU passporting.

Do you handle ongoing compliance after go-live?

Yes. Our compliance team provides AML/CFT framework maintenance, MLRO and Compliance Officer outsourcing, regulatory reporting and DORA-aligned ICT compliance. Standalone compliance services are available for clients with existing licences. Learn more about our compliance services.

Can a non-EU founder obtain an EU licence?

Yes. The licensed entity must be incorporated in an EU member state, but the ultimate beneficial owners can be based anywhere subject to fit and proper assessment. We handle the full incorporation, structuring and substance setup process across all our covered EU jurisdictions.

Do you offer ready-made licensed entities?

Yes, where pre-licensed entities are tradeable. Canada MSB ready-made entities are the most common, supporting 2-week go-live. EU and Swiss licences typically require fresh applications, but we can incorporate the legal entity in advance to reduce overall timeline.

What about banking, IT and operational setup?

Banking introductions are part of our standard delivery for licensed entities, working with regulator-friendly partners across our jurisdictions. ICT infrastructure, DORA-aligned setup, MLRO and Compliance Officer outsourcing are included in our Custom packages or available as standalone services.

What if I need more than one licence?

Frequent in fintech. A crypto exchange with fiat ramps may need MiCA CASP plus EMI. A multi-region remittance operator may combine Canada MSB plus Switzerland SRO. An asset manager may need AIFM plus ECSP. We map the licence stack as part of the initial assessment and deliver under one project plan.

What countries do you cover?

EU jurisdictions for MiCA, EMI, PI, AIFM and ECSP: Malta, Cyprus, Lithuania, Latvia, Estonia, Czech Republic, Austria and Poland. Switzerland (Zug) for SRO and FINMA-licensed activities. Canada (Toronto) for MSB. USA (Montana) for state MSB. Plus a growing iGaming network and corporate services across 12+ jurisdictions.

How do I get started?

Share a brief description of your business model, target markets and intended timeline through the contact form. Our project team will review the information and respond with a preliminary licence recommendation, jurisdiction shortlist and indicative pricing. Contact us directly to get started.

Start Your Fintech Licensing Project

Get in Touch

Discuss your fintech licensing project with our team

Contact us through the form or our direct channels to discuss your fintech licensing project. Every project we handle is backed by our multi-jurisdiction legal network’s hands-on expertise, ensuring regulatory requirements are addressed before submission. Share your business model, target markets and preferred jurisdiction and our project team will respond with a preliminary licence recommendation, jurisdiction shortlist and indicative pricing.

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    Contact details

    Contact us to discuss your fintech licensing project with our regulatory team or to arrange an online consultation.

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